• National Low Income Housing Coalition

          Out of Reach 2019

          National Low Income Housing Coalition

          How Much do you Need to Earn to Afford a Modest Apartment in Your State?

          Hourly wage required to afford a two bedroom rental home by state.

          Below

          $15.00
          $15.00 - $20.00

          Above

          $20.00

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          Indiana

          38th

          Highest Housing Wage

          $16.03/hr

          Required to afford
          a 2 bedroom rental home

          88/wk

          Hours of work needed at the minimum wage
          (to afford 2 bedroom rental home)

          More info
          Hourly wage: $12.87/hr Minimum Wage Worker: $377.00 Household at 30% of Area Median Income: $527 Worker Earning Average Renter Wage: $730.00

          Pennsylvania

          24th

          Highest Housing Wage

          $19.35/hr

          Required to afford
          a 2 bedroom rental home

          107/wk

          Hours of work needed at the minimum wage
          (to afford 2 bedroom rental home)

          More info
          Hourly wage: $15.68/hr Minimum Wage Worker: $377.00 Household at 30% of Area Median Income: $591 Worker Earning Average Renter Wage: $796.00

          Wyoming

          35th

          Highest Housing Wage

          $16.46/hr

          Required to afford
          a 2 bedroom rental home

          91/wk

          Hours of work needed at the minimum wage
          (to afford 2 bedroom rental home)

          More info
          Hourly wage: $13.05/hr Minimum Wage Worker: $377.00 Household at 30% of Area Median Income: $584 Worker Earning Average Renter Wage: $768.00

          Wisconsin

          32nd

          Highest Housing Wage

          $16.77/hr

          Required to afford
          a 2 bedroom rental home

          93/wk

          Hours of work needed at the minimum wage
          (to afford 2 bedroom rental home)

          More info
          Hourly wage: $13.41/hr Minimum Wage Worker: $377.00 Household at 30% of Area Median Income: $587 Worker Earning Average Renter Wage: $718.00

          West Virginia

          50th

          Highest Housing Wage

          $14.27/hr

          Required to afford
          a 2 bedroom rental home

          65/wk

          Hours of work needed at the minimum wage
          (to afford 2 bedroom rental home)

          More info
          Hourly wage: $11.75/hr Minimum Wage Worker: $455.00 Household at 30% of Area Median Income: $459 Worker Earning Average Renter Wage: $627.00

          Virginia

          13th

          Highest Housing Wage

          $23.13/hr

          Required to afford
          a 2 bedroom rental home

          128/wk

          Hours of work needed at the minimum wage
          (to afford 2 bedroom rental home)

          More info
          Hourly wage: $19.70/hr Minimum Wage Worker: $377.00 Household at 30% of Area Median Income: $671 Worker Earning Average Renter Wage: $950.00

          Vermont

          16th

          Highest Housing Wage

          $22.78/hr

          Required to afford
          a 2 bedroom rental home

          85/wk

          Hours of work needed at the minimum wage
          (to afford 2 bedroom rental home)

          More info
          Hourly wage: $18.18/hr Minimum Wage Worker: $561.00 Household at 30% of Area Median Income: $583 Worker Earning Average Renter Wage: $697.00

          Utah

          27th

          Highest Housing Wage

          $18.30/hr

          Required to afford
          a 2 bedroom rental home

          101/wk

          Hours of work needed at the minimum wage
          (to afford 2 bedroom rental home)

          More info
          Hourly wage: $14.89/hr Minimum Wage Worker: $377.00 Household at 30% of Area Median Income: $596 Worker Earning Average Renter Wage: $747.00

          Texas

          20th

          Highest Housing Wage

          $20.29/hr

          Required to afford
          a 2 bedroom rental home

          112/wk

          Hours of work needed at the minimum wage
          (to afford 2 bedroom rental home)

          More info
          Hourly wage: $16.51/hr Minimum Wage Worker: $377.00 Household at 30% of Area Median Income: $546 Worker Earning Average Renter Wage: $985.00

          Tennessee

          34th

          Highest Housing Wage

          $16.58/hr

          Required to afford
          a 2 bedroom rental home

          91/wk

          Hours of work needed at the minimum wage
          (to afford 2 bedroom rental home)

          More info
          Hourly wage: $13.58/hr Minimum Wage Worker: $377.00 Household at 30% of Area Median Income: $486 Worker Earning Average Renter Wage: $789.00

          South Dakota

          46th

          Highest Housing Wage

          $15.30/hr

          Required to afford
          a 2 bedroom rental home

          67/wk

          Hours of work needed at the minimum wage
          (to afford 2 bedroom rental home)

          More info
          Hourly wage: $12.04/hr Minimum Wage Worker: $473.00 Household at 30% of Area Median Income: $549 Worker Earning Average Renter Wage: $637.00

          South Carolina

          28th

          Highest Housing Wage

          $17.27/hr

          Required to afford
          a 2 bedroom rental home

          95/wk

          Hours of work needed at the minimum wage
          (to afford 2 bedroom rental home)

          More info
          Hourly wage: $14.67/hr Minimum Wage Worker: $377.00 Household at 30% of Area Median Income: $492 Worker Earning Average Renter Wage: $689.00

          Rhode Island

          18th

          Highest Housing Wage

          $20.86/hr

          Required to afford
          a 2 bedroom rental home

          79/wk

          Hours of work needed at the minimum wage
          (to afford 2 bedroom rental home)

          More info
          Hourly wage: $17.34/hr Minimum Wage Worker: $546.00 Household at 30% of Area Median Income: $621 Worker Earning Average Renter Wage: $729.00

          Puerto Rico

          52nd

          Highest Housing Wage

          $9.59/hr

          Required to afford
          a 2 bedroom rental home

          53/wk

          Hours of work needed at the minimum wage
          (to afford 2 bedroom rental home)

          More info
          Hourly wage: $8.12/hr Minimum Wage Worker: $377.00 Household at 30% of Area Median Income: $195 Worker Earning Average Renter Wage: $381.00

          Oregon

          14th

          Highest Housing Wage

          $22.97/hr

          Required to afford
          a 2 bedroom rental home

          82/wk

          Hours of work needed at the minimum wage
          (to afford 2 bedroom rental home)

          More info
          Hourly wage: $18.87/hr Minimum Wage Worker: $585.00 Household at 30% of Area Median Income: $567 Worker Earning Average Renter Wage: $841.00

          Oklahoma

          43rd

          Highest Housing Wage

          $15.54/hr

          Required to afford
          a 2 bedroom rental home

          86/wk

          Hours of work needed at the minimum wage
          (to afford 2 bedroom rental home)

          More info
          Hourly wage: $12.21/hr Minimum Wage Worker: $377.00 Household at 30% of Area Median Income: $496 Worker Earning Average Renter Wage: $756.00

          Ohio

          42nd

          Highest Housing Wage

          $15.73/hr

          Required to afford
          a 2 bedroom rental home

          74/wk

          Hours of work needed at the minimum wage
          (to afford 2 bedroom rental home)

          More info
          Hourly wage: $12.34/hr Minimum Wage Worker: $445.00 Household at 30% of Area Median Income: $533 Worker Earning Average Renter Wage: $724.00

          North Dakota

          33rd

          Highest Housing Wage

          $16.65/hr

          Required to afford
          a 2 bedroom rental home

          92/wk

          Hours of work needed at the minimum wage
          (to afford 2 bedroom rental home)

          More info
          Hourly wage: $13.12/hr Minimum Wage Worker: $377.00 Household at 30% of Area Median Income: $627 Worker Earning Average Renter Wage: $840.00

          North Carolina

          30th

          Highest Housing Wage

          $16.95/hr

          Required to afford
          a 2 bedroom rental home

          94/wk

          Hours of work needed at the minimum wage
          (to afford 2 bedroom rental home)

          More info
          Hourly wage: $14.17/hr Minimum Wage Worker: $377.00 Household at 30% of Area Median Income: $508 Worker Earning Average Renter Wage: $795.00

          New York

          5th

          Highest Housing Wage

          $30.76/hr

          Required to afford
          a 2 bedroom rental home

          111/wk

          Hours of work needed at the minimum wage
          (to afford 2 bedroom rental home)

          More info
          Hourly wage: $26.34/hr Minimum Wage Worker: $577.00 Household at 30% of Area Median Income: $637 Worker Earning Average Renter Wage: $1,300.00

          New Mexico

          36th

          Highest Housing Wage

          $16.34/hr

          Required to afford
          a 2 bedroom rental home

          87/wk

          Hours of work needed at the minimum wage
          (to afford 2 bedroom rental home)

          More info
          Hourly wage: $13.32/hr Minimum Wage Worker: $390.00 Household at 30% of Area Median Income: $461 Worker Earning Average Renter Wage: $697.00

          New Jersey

          6th

          Highest Housing Wage

          $28.86/hr

          Required to afford
          a 2 bedroom rental home

          130/wk

          Hours of work needed at the minimum wage
          (to afford 2 bedroom rental home)

          More info
          Hourly wage: $23.58/hr Minimum Wage Worker: $460.00 Household at 30% of Area Median Income: $743 Worker Earning Average Renter Wage: $971.00

          New Hampshire

          12th

          Highest Housing Wage

          $23.23/hr

          Required to afford
          a 2 bedroom rental home

          128/wk

          Hours of work needed at the minimum wage
          (to afford 2 bedroom rental home)

          More info
          Hourly wage: $18.11/hr Minimum Wage Worker: $377.00 Household at 30% of Area Median Income: $686 Worker Earning Average Renter Wage: $813.00

          Nevada

          25th

          Highest Housing Wage

          $18.85/hr

          Required to afford
          a 2 bedroom rental home

          91/wk

          Hours of work needed at the minimum wage
          (to afford 2 bedroom rental home)

          More info
          Hourly wage: $15.10/hr Minimum Wage Worker: $429.00 Household at 30% of Area Median Income: $522 Worker Earning Average Renter Wage: $891.00

          Nebraska

          37th

          Highest Housing Wage

          $16.08/hr

          Required to afford
          a 2 bedroom rental home

          71/wk

          Hours of work needed at the minimum wage
          (to afford 2 bedroom rental home)

          More info
          Hourly wage: $12.67/hr Minimum Wage Worker: $468.00 Household at 30% of Area Median Income: $576 Worker Earning Average Renter Wage: $689.00

          Montana

          40th

          Highest Housing Wage

          $15.97/hr

          Required to afford
          a 2 bedroom rental home

          75/wk

          Hours of work needed at the minimum wage
          (to afford 2 bedroom rental home)

          More info
          Hourly wage: $12.44/hr Minimum Wage Worker: $442.00 Household at 30% of Area Median Income: $530 Worker Earning Average Renter Wage: $649.00

          Missouri

          39th

          Highest Housing Wage

          $16.00/hr

          Required to afford
          a 2 bedroom rental home

          74/wk

          Hours of work needed at the minimum wage
          (to afford 2 bedroom rental home)

          More info
          Hourly wage: $12.62/hr Minimum Wage Worker: $447.00 Household at 30% of Area Median Income: $535 Worker Earning Average Renter Wage: $765.00

          Mississippi

          49th

          Highest Housing Wage

          $14.43/hr

          Required to afford
          a 2 bedroom rental home

          80/wk

          Hours of work needed at the minimum wage
          (to afford 2 bedroom rental home)

          More info
          Hourly wage: $11.88/hr Minimum Wage Worker: $377.00 Household at 30% of Area Median Income: $414 Worker Earning Average Renter Wage: $614.00

          Minnesota

          22nd

          Highest Housing Wage

          $19.74/hr

          Required to afford
          a 2 bedroom rental home

          80/wk

          Hours of work needed at the minimum wage
          (to afford 2 bedroom rental home)

          More info
          Hourly wage: $15.59/hr Minimum Wage Worker: $513.00 Household at 30% of Area Median Income: $670 Worker Earning Average Renter Wage: $808.00

          Michigan

          29th

          Highest Housing Wage

          $17.25/hr

          Required to afford
          a 2 bedroom rental home

          73/wk

          Hours of work needed at the minimum wage
          (to afford 2 bedroom rental home)

          More info
          Hourly wage: $13.59/hr Minimum Wage Worker: $491.00 Household at 30% of Area Median Income: $542 Worker Earning Average Renter Wage: $778.00

          Massachusetts

          3rd

          Highest Housing Wage

          $33.81/hr

          Required to afford
          a 2 bedroom rental home

          113/wk

          Hours of work needed at the minimum wage
          (to afford 2 bedroom rental home)

          More info
          Hourly wage: $27.41/hr Minimum Wage Worker: $624.00 Household at 30% of Area Median Income: $769 Worker Earning Average Renter Wage: $1,078.00

          Maryland

          8th

          Highest Housing Wage

          $27.52/hr

          Required to afford
          a 2 bedroom rental home

          109/wk

          Hours of work needed at the minimum wage
          (to afford 2 bedroom rental home)

          More info
          Hourly wage: $22.95/hr Minimum Wage Worker: $525.00 Household at 30% of Area Median Income: $792 Worker Earning Average Renter Wage: $930.00

          Maine

          21st

          Highest Housing Wage

          $19.91/hr

          Required to afford
          a 2 bedroom rental home

          72/wk

          Hours of work needed at the minimum wage
          (to afford 2 bedroom rental home)

          More info
          Hourly wage: $15.82/hr Minimum Wage Worker: $572.00 Household at 30% of Area Median Income: $537 Worker Earning Average Renter Wage: $615.00

          Louisiana

          31st

          Highest Housing Wage

          $16.86/hr

          Required to afford
          a 2 bedroom rental home

          93/wk

          Hours of work needed at the minimum wage
          (to afford 2 bedroom rental home)

          More info
          Hourly wage: $14.05/hr Minimum Wage Worker: $377.00 Household at 30% of Area Median Income: $466 Worker Earning Average Renter Wage: $743.00

          Kentucky

          48th

          Highest Housing Wage

          $14.84/hr

          Required to afford
          a 2 bedroom rental home

          82/wk

          Hours of work needed at the minimum wage
          (to afford 2 bedroom rental home)

          More info
          Hourly wage: $11.73/hr Minimum Wage Worker: $377.00 Household at 30% of Area Median Income: $477 Worker Earning Average Renter Wage: $694.00

          Kansas

          41st

          Highest Housing Wage

          $15.92/hr

          Required to afford
          a 2 bedroom rental home

          88/wk

          Hours of work needed at the minimum wage
          (to afford 2 bedroom rental home)

          More info
          Hourly wage: $12.48/hr Minimum Wage Worker: $377.00 Household at 30% of Area Median Income: $547 Worker Earning Average Renter Wage: $712.00

          Iowa

          45th

          Highest Housing Wage

          $15.44/hr

          Required to afford
          a 2 bedroom rental home

          85/wk

          Hours of work needed at the minimum wage
          (to afford 2 bedroom rental home)

          More info
          Hourly wage: $12.10/hr Minimum Wage Worker: $377.00 Household at 30% of Area Median Income: $579 Worker Earning Average Renter Wage: $674.00

          Illinois

          19th

          Highest Housing Wage

          $20.85/hr

          Required to afford
          a 2 bedroom rental home

          101/wk

          Hours of work needed at the minimum wage
          (to afford 2 bedroom rental home)

          More info
          Hourly wage: $17.54/hr Minimum Wage Worker: $429.00 Household at 30% of Area Median Income: $621 Worker Earning Average Renter Wage: $899.00

          Idaho

          44th

          Highest Housing Wage

          $15.47/hr

          Required to afford
          a 2 bedroom rental home

          85/wk

          Hours of work needed at the minimum wage
          (to afford 2 bedroom rental home)

          More info
          Hourly wage: $12.09/hr Minimum Wage Worker: $377.00 Household at 30% of Area Median Income: $499 Worker Earning Average Renter Wage: $669.00

          Hawaii

          1st

          Highest Housing Wage

          $36.82/hr

          Required to afford
          a 2 bedroom rental home

          146/wk

          Hours of work needed at the minimum wage
          (to afford 2 bedroom rental home)

          More info
          Hourly wage: $28.04/hr Minimum Wage Worker: $525.00 Household at 30% of Area Median Income: $694 Worker Earning Average Renter Wage: $868.00

          Georgia

          26th

          Highest Housing Wage

          $18.42/hr

          Required to afford
          a 2 bedroom rental home

          102/wk

          Hours of work needed at the minimum wage
          (to afford 2 bedroom rental home)

          More info
          Hourly wage: $15.80/hr Minimum Wage Worker: $377.00 Household at 30% of Area Median Income: $523 Worker Earning Average Renter Wage: $886.00

          Florida

          15th

          Highest Housing Wage

          $22.86/hr

          Required to afford
          a 2 bedroom rental home

          108/wk

          Hours of work needed at the minimum wage
          (to afford 2 bedroom rental home)

          More info
          Hourly wage: $18.41/hr Minimum Wage Worker: $440.00 Household at 30% of Area Median Income: $491 Worker Earning Average Renter Wage: $867.00

          District of Columbia

          4th

          Highest Housing Wage

          $32.02/hr

          Required to afford
          a 2 bedroom rental home

          91/wk

          Hours of work needed at the minimum wage
          (to afford 2 bedroom rental home)

          More info
          Hourly wage: $27.96/hr Minimum Wage Worker: $728.00 Household at 30% of Area Median Income: $910 Worker Earning Average Renter Wage: $1,486.00

          Delaware

          17th

          Highest Housing Wage

          $21.97/hr

          Required to afford
          a 2 bedroom rental home

          100/wk

          Hours of work needed at the minimum wage
          (to afford 2 bedroom rental home)

          More info
          Hourly wage: $18.03/hr Minimum Wage Worker: $455.00 Household at 30% of Area Median Income: $610 Worker Earning Average Renter Wage: $905.00

          Connecticut

          9th

          Highest Housing Wage

          $25.40/hr

          Required to afford
          a 2 bedroom rental home

          101/wk

          Hours of work needed at the minimum wage
          (to afford 2 bedroom rental home)

          More info
          Hourly wage: $20.47/hr Minimum Wage Worker: $525.00 Household at 30% of Area Median Income: $764 Worker Earning Average Renter Wage: $912.00

          Colorado

          10th

          Highest Housing Wage

          $25.33/hr

          Required to afford
          a 2 bedroom rental home

          91/wk

          Hours of work needed at the minimum wage
          (to afford 2 bedroom rental home)

          More info
          Hourly wage: $20.20/hr Minimum Wage Worker: $577.00 Household at 30% of Area Median Income: $652 Worker Earning Average Renter Wage: $972.00

          California

          2nd

          Highest Housing Wage

          $34.69/hr

          Required to afford
          a 2 bedroom rental home

          116/wk

          Hours of work needed at the minimum wage
          (to afford 2 bedroom rental home)

          More info
          Hourly wage: $27.34/hr Minimum Wage Worker: $624.00 Household at 30% of Area Median Income: $642 Worker Earning Average Renter Wage: $1,185.00

          Arkansas

          51st

          Highest Housing Wage

          $14.26/hr

          Required to afford
          a 2 bedroom rental home

          62/wk

          Hours of work needed at the minimum wage
          (to afford 2 bedroom rental home)

          More info
          Hourly wage: $11.36/hr Minimum Wage Worker: $481.00 Household at 30% of Area Median Income: $439 Worker Earning Average Renter Wage: $704.00

          Arizona

          23rd

          Highest Housing Wage

          $19.52/hr

          Required to afford
          a 2 bedroom rental home

          71/wk

          Hours of work needed at the minimum wage
          (to afford 2 bedroom rental home)

          More info
          Hourly wage: $15.56/hr Minimum Wage Worker: $572.00 Household at 30% of Area Median Income: $515 Worker Earning Average Renter Wage: $887.00

          Alaska

          11th

          Highest Housing Wage

          $24.84/hr

          Required to afford
          a 2 bedroom rental home

          100/wk

          Hours of work needed at the minimum wage
          (to afford 2 bedroom rental home)

          More info
          Hourly wage: $19.18/hr Minimum Wage Worker: $514.00 Household at 30% of Area Median Income: $715 Worker Earning Average Renter Wage: $986.00

          Alabama

          47th

          Highest Housing Wage

          $14.92/hr

          Required to afford
          a 2 bedroom rental home

          82/wk

          Hours of work needed at the minimum wage
          (to afford 2 bedroom rental home)

          More info
          Hourly wage: $12.36/hr Minimum Wage Worker: $377.00 Household at 30% of Area Median Income: $486 Worker Earning Average Renter Wage: $671.00

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